Benefits for Commercial Property Owners

Businesses often face capital budgets constraints that force business owners to choose between capital improvements. Counterpointe Sustainable Real Estate™ financing enables business to take advantage of fixed rates and longer terms that allow capital costs to be annually and significantly reduced by savings associated with energy efficiency, renewables and wind resistance improvements. In addition, CounterpointeSRE financing is an off-balance sheet transaction that maintains your company’s cash position while allowing capital projects to be advanced immediately.

PACE provides an innovative solutions for capital improvements.

Assessment may qualify as an operating expense thereby preserving capital and credit lines for investment. PACE enhances property value without ROI limitations.

Energy projects can deliver net positve annual cash flows to owners or tenants in first year after project completion. Projects with a savings to investment ratio greater than one are cash flow positive.

Optimized building cap stack with potential for off-balance sheet treatment. PACE improves cash flows of the property through utility savings and lower capital costs than both equity and mezzanine debt.

No acceleration clauses

The Program financing is considered a tax assessment levied by the local governmental taxing authority, similar to a infrastructure improvement bond. Because the financing is a tax it is reported similar to other line item taxes on the income statement of the property. Please consult with your tax advisor for further information on how this type of financing affects your property. 

  • The financing is self amortizing ( no balloon payment) with terms that match the useful life of the improvement. 
  • Fixed interest rates up to 30 years 
  • Similar to a non ad-valorem tax, the regular payments are collected along with the normal real estate taxes on your tax cycle.
  • 100% financing of project, including all soft costs such as permits, inspections and design fees
  • Closing costs can be capitalized
  • Maturities between 5-30 years up to the estimated useful life of the improvement
  • Prepayment is not required upon sale or refinancing of the property
  • May qualify for off balance sheet treatment
  • Non-ad valorem assessment for tax purposes